Wayfair is the name for one of the world’s largest online store for home products, including furniture, décor, lighting, outdoor. The Wayfair Credit Card is a store credit issued by Comenity Bank ( Bon ton credit card , trek credit card,hot topic credit card also managed and operated by The Comenity Bank ) that it can only be used at Wayfair, Joss & Main, AllModern, Birch Lane, DwellStudio, and Wayfair Supply stores.
The Wayfair credit card reviews
- $40 off on your first order of $250 or more. This offer cannot be combined with any other offer, including interest-free special financing offer that most people use Wayfair credit card,
- Special financing on orders over $250, you pay no interest if paid in full within 6 months. No down payment required,
- Special financing on orders over $500, you pay no interest if paid in full within 12 months. No down payment required,
- Earns 3% cash back in rewards for qualifying orders,
- And, there is no annual fee.
Any of the special offers above cannot be combined. Being that, you cannot earn cashback and receive special financing, or you cannot get $40off on the first order and get special financing. It’s always one or the other.
Most people get the card for special financing
As mentioned above, there is no interest if you pay the full purchase amount within 6 or 12 months with minimum purchases of $250, or %500, respectively.
The standard variable APR %27.99 Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment.
However, you need to make minimum monthly payments. Wayfair Credit Card Accounts are offered by Comenity Bank who determines qualifications for credit and promotion eligibility. Additionally, the minimum payment will never be less than $25, and the minimum interest charge is $2.00.
The Wayfair Credit Card Application
You can conveniently apply for the Wayfair credit card online. Approval is easy, even with very low credit scores. Once you are approved, you will be able to shop online instantly with your credit card. Your physical card will come in the mail in about 10 business days. Apply for the Wayfair credit card now to take advantage of special financing offers and start earning rewards from purchases of the vast range of home products.
The Wayfair Credit Card Online Services
The Wayfair credit card account services are convenient to use. You can easily view your statement, update your profile, make Wayfair credit card payments, track your rewards, and add authorized account users.
After you register your card through the secure Comenity Bank website, you will be automatically enrolled in online services. With Wayfair credit card login, you can access your account anytime quickly and easily. You can carry out all kinds of credit card services 24/7 from anywhere you have an internet access from any device, such as computers, tablets, smartphones. And, the online services are not subject to an annual fee.
Overall, Wayfair credit card offers great products at the right price with the rewards and special financing plans. The extensive selection of products and a special store credit card coupled with the convenience of online shopping, make your shopping experience easier.