Best Credit Card to transform your home (potterybarn credit card)

You can easily transform your home into a beautiful abode using the best furniture. One of the companies where you can get the best home décor and furniture is Pottery Barn.  You can now more than ever enjoy great deals by getting the Potterybarn credit card. There are many things that you can do with this credit card. Here is a review of the card.

Overview of the Potterybarn credit card

 Pottery Barn deals in home furnishings that give you quality, style, and comfort.  The company has released a credit card which is financed by the Comenity bank.  You can use the card at PBTeen store, pottery barn kids or Pottery Barn. The Potterybarn credit card app is meant to help you save money on the purchases that you make.  There are many Potterybarn credit card benefits that you will enjoy throughout the year.

Features

The Potterybarn credit card is suitable for any person who routinely shops at Pottery Barn. Just like the credit cards by other stores, the card has a retroactive interest rate. If you do not pay your balance in full, then you will have to pay interest on the total amount that has accrued.
You will pay interest on the balance. Therefore, you are better off making the payments in full.  You will only qualify for the special financing only if you make purchases of worth $750 and above. The interest rate is 27.99 percent which is very high. You will also have to pay $38 for any returned payments and late payments.
The credit card has a rewards program.  There are Potterybarn credit card rewards that you can benefit from. You will get 10% in rewards.  For every 250 points that you spend, you will get a $25 reward.  You will also receive 1 point for every $1 that you spend. It is not suitable for one-time use. There is no discount for first time purchase. If you do not shop frequently, then you should not go for the credit card.
Apart from the rewards, you can also get 12 months special financing.   You should use your rewards certificates within 180 days.  Any points that you accumulate will expire after 36 months.  Pottery Barn has a secure web portal where you can pay your credit card bills and even activate your card. you can apply the credit card using the potterybarn credit card online application.

Verdict

The Potterybarn credit card does not require that you go through a tough credit report.   The credit rating needed to get the credit card is low.   Given that it does not have an annual fee, it can be quite alluring.
You may also lose your points if you do not redeem them after 36 months.   You can use the Potterybarn credit card apply to get financing and give your home a whole new look. The only thing you have to do is make sure that make your Potterybarn credit card payment in full.  If not, you will be in financial crisis.
 

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