How would you describe a good credit card? Probably, there are not many credit card features that come into your mind you can count. Because only a few features are the most important. In fact, a good credit card is considered to be:
- Acceptable everywhere,
- No annual fee
- Low-interest rate
- Lots of cash backs and/or rewards
There is no need to carry bunches of credit cards in your wallet for each store you shop. A single credit should be acceptable anywhere Visa logos are available either in the stores for purchases or at the ATM machines to withdraw money worldwide.
The PNC secured credit card gives you both the privilege of a credit card and join the amazing world of lots of cash backs.
Pnc Secured Credit Card online application
With quick and easy online PNC secured credit card application at the company website, you can start making a difference in your shopping experience by paying with your card.
No min purchase on products and services is required to use your card. All you need to do is to apply for the PNC secured credit card online using their website credit card application url, get approved in seconds, and once you get your card in the mail, start shopping anywhere Visa is accepted.
Convenient online services
PNC Bank Secured Card account services are easy and convenient to update your profile, view balance and account history, make payments, track your cash backs and rewards, and add authorized account users.
By means of account services, you can access your accounts in a secure environment, and quickly and easily carry out all kinds of credit card services 24/7 from anywhere you have an internet access from any device, such as computers, tablets, smartphones. After fast and easy registration, you will have access to great services.
Other great PNC secured credit card reviews
You will get 4% cash back on gas station purchases, 3% cash back on all kinds of restaurant purchases, 2% cash back on grocery purchases, and at least 1% cash back on all other purchases, every time. All the cash backs will be reflected in your balance automatically. The cash backs are available for first $8,000 in combined purchases in all categories. Another similar credit card may help you to purchase fuel and purchase vehicles .(ex: trek credit card, wawa credit card,jeep credit card)
Additionally, all these great features come with no annual fee (these credit cards also don’t have annual fees marvel credit card,frys credit card , jc penny credit card) and an introductory offer of 0% APR on balance transfers from other credit cards up to 15 billing cycles following account opening.
The balance transfers should be processed within the first 90 days following account opening. After 90 days, the standard APR applies for the balance transfers.
Depending on your creditworthiness, the standard APR varies between 13.99% to 23.99%. And, you have to make minimum monthly payments, and pay the full balance within 12 months to keep your promotional no interest APR. Making the minimum payment means your account is still in good standing during the promotional period.
However, if you fail to make a minimum payment or if you are late with a payment, the standard interest will be applied starting from the date of the balance transfer.
In conclusion, the PNC secured credit card is a great way to earn cash backs. Also, if you want to transfer balances from the other credit cards and earn up to 15 months to pay them off.