The Old Navy credit card is issued and managed by Synchrony Bank and offered as a store credit card or a Visa card. Since Old Navy is owned by the parent company Gap Inc. you can use any of your cards at all Gap-owned stores, including Banana Republic, Athleta, and Piperlime.
You can use the Visa card anywhere Visa is accepted, and earn more rewards. However, the store credit card is only accepted at Gap family stores.
The Old Navy Credit Card Perks
There are many ways to earn Old Navy credit card rewards. You can earn points when you make a purchase at your family of brands, in-store and online. Then, redeem your rewards at any Gap Inc. brands Gap, Old Navy, Banana Republic, Athleta. The Benefits and Rewards include
- Enjoy 20% off with the first purchase at family brand stores,
- Earn 5 points for every $1 spent in brand stores, in-store and online,
- Earn 1 point for every $1 spent everywhere Visa is accepted,
- Visa cardholders earn rewards faster by using the visa card outside the family brands,
- $5 reward for every 500 points you earn,
- Enter your email and earn 500 points. You will be the first to know about special deals and offers anytime, and especially on your birthday.
- Request paperless statement and earn 500 points.
If you collect 5,000 points in a year, you will reach the Navyist status. Then, you’ll unlock the exclusive additional benefits as a Navyist card member. Additional Old Navy credit card benefits as a Navyist card member include 20% Rewards Points in your Rewards Account every quarter as long as your account is in good standing and you maintain your qualification.
The card comes with no annual fee.( frys credit card, Jared credit card )are also zero annual fees for the cardholders)For new accounts Variable Purchase APR is 25.99%. The minimum interest charge is $1.50 for the Visa and $1.00 for the store credit card. The APR will vary with the market based on the Prime Rate.
Additionally, you will take advantage of free shipping on any online order from Old Navy, Gap, Banana Republic, and Athleta. The Bana Republic also offers free basic alterations.
Application and Online Services
The Online Old Navy credit card application is convenient. You will be easily approved for the Old Navy store card, but if you have good credit records, you will probably qualify for the Old Navy Visa card. Both cards come with similar rewards and benefits.
With convenient online account services, you can activate your card, check statements, track your rewards, review card benefits, make Old Navy credit card payments, and add another user.
Old Navy credit card mobile app is available across the family brands, you can earn rewards from using a mobile wallet to make purchases anywhere from any device with Android, or iOS.
Ultimately, you will enjoy a variety of exciting rewards and benefits when you have an Old Navy credit card. You will save money, earn rewards points and more. They will send you information about sales, hot new trends and designer styles if you enter your email. You can also manage your Old Navy credit card accounts, enjoy the savings and spot the rewards right online at their website OldNavy.com.