Everything you need in one credit card with no annual fee. JC Penny is even more attractive with its credit card. Anything you need, clothing, furniture, jewelry, etc. Use your JC credit card to take the advantage of rewards, points, and financing options. Either shop from the store or online, you are still eligible for all the benefits and perks.
With the All in One Credit Card [JC Penny credit card], you’ll get
- 15% discount on the first purchase with the JC Penny credit card if you are a new cardholder,
- 5% discount on major appliances, electric and electronics, and some jewelry,
- To combine above discounts with another coupon,
- Gold status if you spend $500 with your JC Penny credit card a year,
- Platinum status if you spend $1000 with your JC Penny credit card a year,
- Access online services with JC Penny credit card login, you can easily access your account 24/7, and manage the services from any device, including smart phones, tablets, and computers. View account summaries, check transaction activities, make payments online, and update contact information for free of charge,
- Earn 1 point if you spend $1 with JC Penny credit card,
- Earn 1 point if you spend $2 with another type of payment,
- 26.99% APR on purchases,
- Financing options that are available in many products, including furniture, window treatments, home decorating, bedding, jewelry when you use your JC Penney Credit Card. It is a great deal as long as you pay off before the financing period ends.
- No late fees as long as you make full minimum payment before the due date during special promotional period,
- No liability for unauthorized transactions because your card is secured by Synchrony Bank,
- No charge for additional cards for your loved ones and have them enjoy the JC Penny credit card at no additional cost.
How to apply for the JC Penny credit card
Most people apply for the card for rewards, discounts, promotions, and special financing opportunities. Easy online JC Penny credit card application process with simple questions to answer that takes no longer than a few minutes.
You will probably be approved in seconds as most people do. Because it is not necessary to have good credit to have a JC Penny credit card. You can apply for the card online or go to the JC Penny store nearest to you.
Once you receive your card, simply activate it by registering JC Penny website. Then, you will have all the benefits of promotions, discounts, and rewards.
JC Penny credit cards are issued by Synchrony Bank, which is the forerunner of consumer financing options designed to help purchase the products and services you need.
To summarize, it is a credit card that is valid at JC Penny stores, providing you rewards, special financing options. The card offers a “zero-interest financing” opportunity without min amount purchases for some products, including furniture, jewelry, home decoration.
Be sure to sign up to receive emails so that you can follow the promotions throughout the year and take advantage of opportunities.