Best credit card for teen related apparel and accessories [hot topic credit card review]
Hot Topic credit card is specially designed for teen fashion purchases valid at more than 600 stores nationwide and online. The idea is to provide consumers feel the passion even more for music and pop culture by increasing purchasing power.
In the meantime, the hot topic credit card offers exclusive points, rewards and benefits to make shopping more exciting.
Hot Topic credit card exclusive benefits include:
- Earn 15% off your first purchase,
- Every $1 spending will earn you 1 point,
- Once you reach 100 points, you will get $5 reward,
- Earn $20 off for each minimum $50 order (twice a year),
- Earn VIP status when you accumulate 500 points. This status provides additional benefits, including 1.25 points for every $1 spent, $2 standard shipping and a dedicated VIP customer service phone line,
- Early access to sales, and least but last special offers on your birthday.
How to apply for the Hot Topic card?
The card applications can be made either online or simply filling out a form at a store nearest you. Once you apply for the hot topic credit card after approved your card will come in the mail in a few days. if you are planning to register online then you can use the card online registration link.
Therefore, you can start shopping exclusive teen fashion collections of Hot Topic stores. Most people get approved because the approval is not difficult regardless of what kind of credit score you have.
The application doesn’t take more than a few minutes. The questions, such as name, address, and social security number are straightforward and easy to answer questions, which are necessary for government officials to deal with domestic and foreign threats.
Annual percentage rate (APR) is %25.99. Being that, even though a store card may not sound a good deal compared to other low-interest credit cards.
However, it provides a great opportunity for some consumers to improve credit score as long as the account is in good standing.
Manage your credit card account online
The account management services are operated by Comenity Bank. Once you receive your card in the mail, simply activate it by registering it online. With quick and easy hot topic credit card login in the account management services, you can view your statement, keep track of your transactions, make hot topic credit card payments, and update your information. Access your account 24/7 while you are on the go from any device, such as a computer, tablet, or smartphone.
Hot Topic introduces new arrivals of specially designed male and female collections on a regular basis, including dresses, outwears, tees. With the stores available in all over the USA and online purchase, Hot Topic has been a pioneer retailer of teen apparel and accessories.
Since the card has been introduced by the joint operation of Hot Topic retailer and Comenity Bank, a larger number of customers already obtained it and took advantage of the benefits, rewards, and discounts.
Compared to the other credit cards (ex: discount tire credit card , helzbergcredit card), the card proves itself in terms of average interest rates, and easy to have a credit card. Two great companies combined their powers for the consumers who basically need additional purchasing power. Finally, make sure to sign up for the email program to first know about the promotions and discounts.