Guitar Center is the world’s largest retailer of music instruments and lighting equipment serving musicians and non-musicians. The Guitar Center credit card offers rewards, points, discounts, certificates and special financing up to 48 months.
The financing( no credit check for the customer )privileges are offered by the joint cooperation of Guitar Center and Synchrony Bank on purchases.
The Guitar Center credit card reviews
- Earn 5% cash back in rewards on purchases made using your Guitar Center credit card,
- No Interest for 48 months on select brand purchases of $499 or more between November 30 and December 24, 2017.
- Earn 5 points per $1 spent on in-store or online purchases made with your Guitar Center credit Card,
- Receive a $10 certificate in rewards for every 1,000 points earned, up to a maximum of $100,
- Use your certificates within 90 days to get any instrument you want.
The card rewards program is automatically available for your Guitar Center Credit Card account as long as your account is in good standing.
Additionally, a special financing offer is provided with no Interest if paid in full within 6 months on purchases made between 1/1/17 thru 12/31/17. And, it is valid for any gear you want. If the promotional purchase is not paid in full within 6 months, the standard interest rate will be charged to your account from the purchase date. Minimum monthly payments required.
All these great features come with absolutely no annual fee. The variable purchase interest rate of APR is 29.99%. It can change with time and is decided according to your creditworthiness. Minimum Interest Charge is $2. There is no late fee as long as you make full minimum payment before the due date during the special promotional period.
The Guitar Center credit card online services and application
Conveniently apply for the card online at the company website with the questions, including name, address, and social security number. The application process does not take more than a few minutes. Your applications will most probably be approved instantly(it is easy to get guitar center credit card approval ).
You can get your Guitar Center credit card instantly by clicking on the “Apply” button at the company and Synchrony Bank associated( Conns Credit Card,Pandora Credit Card,JC Penny credit card are other credit cards which are offerd by the same bank )
With Guitar Center credit card secure online services, you can easily access your accounts 24/7, and manage your banking services from any device, including smartphones, tablets, and computers. Convenient Guitar Center credit card login allows you easily to check account summaries, transaction activities.
Make your Guitar Center credit card payments online, and update contact information for free of charge.
The bill payments are not only limited to, online banking, but also can be paid by phone, or pay by mail.
If you wish, you can apply for an additional card for your relatives and have them enjoy the Guitar Center credit card.
In conclusion
Most people apply for the Guitar Center credit card for special financing opportunities. Many products at Guitar Center come with promotional plan privileges up to 48 months.
It is a great deal as long as you pay in full before the promotional period ends. Therefore, it is very important to keep an eye on due dates, otherwise, there will be high interest for the full purchase amount starting from the date of purchase.
This GC/Synchrony in-store offer is bordering on deceptive advertising.
I was sold the offer by a Guitar Center store employee while shopping for X-Mas gifts for family members this past December. I bought 3 items with the in-store credit card, but never saw a G.C. bill as the envelope actually stated “Synchrony Bank’” in the corner…I ignored it as I took it to be just another c.c. offer or junk mail…. It should have stated something like “Guitar Center/Synchrony Bank”. I went into the store to investigate where my bill was. Having gotten suspicious of its whereabouts.
I am now getting harassing late charges and fees. This is very upsetting as I feel they are taking advantage of consumers.
thanks for your comment.
I had the guitar center credit card from Synchrony bank, used and pay balance on time always. Suddenly the bank cancel my credit card and blame it on equifax, my average credit points always fluctuate around 10 to 15 points up or down. So there was not a real reason to cancel the credit card. By doing so my credit went down. So be aware if you trying to get this card from guitar center. They do what they please without a reasonable cause.
thanks for your comment!