Best Department Store Credit Card ( Belk credit card Review)
Belk in-store and online offer a wide range of fashion apparel, shoes and accessories for the entire family. Along with cosmetics and home merchandise. Belk Credit is issued by Synchrony Bank. You can apply for the card online and get approved instantly. And, you can start taking advantage of the rewards and the benefits even on the first day.
Once you are approved, you will receive Belk Rewards Card status. If you spend $600 – $1499 annually, you will upgrade to Belk Premier Card status. If spending more than $1500 annually, you will upgrade to Belk Elite Card status.
The Common Benefits of All Three Cards
- You will earn a 20% discount when you open and make a purchase on the first day with your new Belk Rewards Account. The purchases include cosmetics. But, your savings will be reduced to 15% for home merchandise and shoe purchases,
- Other benefits include 20 Exclusive savings events a year, receipt-free returns. Bonus point events, cardholder savings one day a month. And, early access to in-store promotions and events.
Belk credit card Rewards and Points
- 1000 bonus Belk Reward Points will be waiting for you when you sign up. That’s $10 in Belk Reward,
- 3% back in rewards and 3 points for each $1 spent if you are a Belk Rewards card member,
- 4% back in rewards and 4 points for each $1 spent if you are a Belk Premier card member,
- 5% back in rewards and 5 points for each $1 spent if you are a Belk Elite card member.
The Belk Premier Cardmembers additionally get Flexible payments with the Belk Rewards flex pay plan. Invitation only Premier savings days, Special savings offers. And, a Birthday coupon.
The Belk Elite Card members additionally get free shipping in-store and online. Quarterly 20% off on the day they choose. 4 Exclusive Elite savings days, and even more special savings offers.
The cards don’t have Annual Fee and they come with an Annual Percentage Rate (APR) 25.49% for Purchases.
The application and approval are easy and convenient. You can apply for the Belk credit card online, or call Belk credit card phone number and get approved in seconds. After you register your card online, your card will be activated. And, you will be automatically enrolled in online services. Then, the Belk credit card login is required at their secure website. After the Synchrony Belk login, you can view your statement, update your profile. Make Belk credit card payments, and add an authorized user.
You have several Belk credit card payment options. You can pay by mail, online or at a Belk store. They may also allow you to make payments over the phone. But they will charge you a fee to make expedited phone payments.
How to apply for Belk credit card.
its simple, just fill the online application and apply for it.( read the term and conditions before applying )
In conclusion, the Belk credit card offers exclusive benefits and rewards on the first day you sign up. The card has a high APR, but it doesn’t have an annual fee which is a plus. If you are a frequent shopper of Belk, it is a great store credit card to carry in your wallet. Of course, you should be able to keep up with your payments, and your account should always be in good standing. Fashion Bug credit card , Carson’s Credit Card , Kay Jewelers Credit Card are also the fashion related credit cards that may be helpful for you.